Top 5 Home Insurance Companies in Draper, UT
Check out the most popular Home Insurance agencies & companies in Draper, UT & compare the best quotes from them.
Cost of Homeowners Insurance in Draper, UT
Draper, Utah, is a great place to call home, but it's important to protect your house and its contents with homeowners insurance. Homeowners insurance is a form of property insurance that covers losses and damages to a person's house, as well as to personal belongings and other structures on the property. Homeowners insurance policies in Draper, UT, provide coverage for common risks such as fire, theft, and weather-related damage, as well as personal liability for injuries and property damage caused by you or your family members.
The average cost of homeowners insurance in Draper, UT, is $910. The cost of homeowners insurance depends on a number of variables, including the type of building and materials used in construction, the age of the home, any dangerous circumstances in the area, the deductible, and many others. Homeowners are recommended to shop around and compare multiple estimates provided by top homeowners insurance providers in Draper, UT, before moving forward with an insurance provider.
Below listed are a few top insurance companies in Draper, UT.
Factors affecting home insurance in Draper, UT:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by the age of the home
4. Home insurance rates by the safety features
Homeowners insurance in Draper, UT - Rates by coverage level
The coverage level is one of the key factors affecting the homeowner’s insurance cost. The higher the coverage level, the higher the cost. Basic coverage includes protection from fire, theft, and liability, while more extensive coverage can provide protection from floods, earthquakes, and other natural disasters. The amount of coverage you choose will depend on your personal circumstances and the value of your property. Therefore, homeowners must be aware of all the levels of coverage before buying homeowners insurance in Draper. For instance, Draper, UT homeowners who choose $100K coverage pay $248 for home insurance.
For information on the price of home insurance in Draper, Utah, dependent on the level of coverage, see the chart below.
Homeowners insurance in Draper, UT - Rates by deductibles
The deductibles on homeowners insurance policies in Draper, UT, are one of the main factors determining the policy's cost. The higher the deductible, the lower the premium. The lower the deductible, the higher the premium. Generally speaking, the higher the deductible chosen, the more money the policyholder will save on the premium. However, it is important to note that if the policyholder has to file a claim, the amount of money they will have to pay out of pocket to cover the claim will be higher. For instance, Draper, UT homeowners who choose a 1500 dollar deductible for their home insurance pay $766. In Draper, UT, homeowners who selected a $500 deductible for their homeowner's insurance pay $899.
Homeowners insurance in Draper, UT - Rates by the age of the home
The age of the home will typically affect homeowners insurance rates in Draper, UT, in that the older a home is, the more likely it is to have maintenance issues and, in turn, higher premiums. For example, older homes may require more repairs due to age and wear and tear, which can be costly and increase premiums. Homes built within the last ten years usually have fewer repairs and can often qualify for discounts. For instance, Draper, UT, charges a surcharge of $934 or $945 for homes that are 40 or 50 years old, respectively. Conversely, newly constructed homes sustain less damage, and home insurance companies pay large discounts. In Draper, Utah, newly constructed residences can get home insurance for $655.
Homeowners insurance in Draper, UT - Rates by the safety features
Safety features can significantly impact homeowners insurance rates in Draper, UT. The most common safety features affecting rates include a burglar alarm, smoke detectors, deadbolts on all exterior doors, and impact-resistant roofing. Installing these features may qualify a homeowner for discounts from their insurance carrier. Other features, such as fire sprinklers and security cameras, can also potentially qualify for discounts. Homeowners need to check with their insurance provider to determine what features will qualify for discounts and how much those discounts may be. In Draper, Utah, homes with deadbolts and fire extinguishers pay $801 and $819 in house insurance rates.
Top Home Insurance Companies in Draper, UT
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.01% |
| Erie | A+ | 8% |
| Liberty Mutual | A | 6.7% |
| Travelers | A++ | 6% |
| GEICO | A++ | 4.1% |
Top Travelers Home Insurance Agents in Draper, UT
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Northwest Consultants Inc | 1375 S DANIELS ROAD STE 4 84032 |
(435) 654-3895 | |
| The G & H Partnership | 190 North Main #100 Bountiful 84010 |
||
| Bergan & Young Inc | 7026 S 900 E 84047-1775 |
801-566-7263 Email:insurance@berganyoung.com |
|
| Greater Midstates | 1496 E 5600 S Ste 2 www.niaservices.com 84403 |
(801) 394-9156 Email:jim.nicholson@niaservices.com |
|
| Aai-Andy Roy | 1887 Gold Dust Ln Ste 102 www.affordableamericaninsurance.com 84060-7290 |
435-649-3332 | |
| Dixon Insurance Inc | 1105 E 900 S 84105 |
(801) 582-9580 Email:dixoninsurance24@aol.com |
|
| Integrated Insurance Solutions | 450 E 1000 NO #105 www.integratedslc.com 84054 |
801-292-5529 | |
| The Gray Jones Insurance Group | 1035 Bellwood Ln #125 Salt\u00a0Lake\u00a0City 84123 |
||
| Leavitt Group Of Northern Arizona | 3860 SOUTH 2300 EAST 84109 |
801-272-8468 Email:MICHELE-GLASBY@LEAVITT.COM |
|
| Leavitt Group Insurance Agency Of Central Ut | 34 W 200 S 1 84032 |
435-654-0277 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Paul Mays | 9429 S Union Sq 84070 |
(801) 501-0900 Email:paulmays@geico.com |
|
| Daniel Lucas | 75 E Main Street 84003-2360 |
801-756-3500 Email:dlucas@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Integrated Insurance Solutions Inc. | 8545 S REDWOOD RD STE D www.integrated-usa.com 84088 |
801-679-9433 | |
| Great Lakes Insurance Services Group Llc | 4421 Harrison Blvd Ste A9 84403 |
(801) 479-8012 | |
| Ray Insurance Group Llc | 2050 W 5700 S www.rayinsurancegroup.com 84067 |
(801) 775-0424 | |
| Great Lakes Insurance Services Group Llc | 1771 N Main St Ste 4 84041 |
(801) 773-5100 | |
| Mccammon Agency Corp | 154 S Main St 84074 |
(435) 248-1008 | |
| Clevenger Insurance Agency | 3612 W 4700 S Ste 5 84129-3424 |
801-966-1431 | |
| Humphries Insurance Group Inc | 46 WEST 200 S STE 1 www.humphriesinsurance.com 84010 |
801-292-5529 Email:walt@humphriesinsurance.com |
|
| Herrnberger Insurance Inc. | 1920 WEST 5200 SOUTH 84067 |
801-776-1626 | |
| Integrated Insurance Solutions Inc. | 3818 WEST 5400 SOUTH www.integrated-usa.com 84118 |
801-966-7283 | |
| Apple Insurance Services Inc. | 3901 Riverdale Rd Ste D 84405-1515 |
801-317-4294 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Paul Miller | 9429 S Union Sq www.paulmilleragency.com 84070 |
(801) 501-0900 | |
| Oleg Avanesov | 553 N MAIN ST 84074 |
(435) 882-1216 | |
| Kathy Johnson | 401 WEST STATE ROAD 198 www.kathyjohnsoninsurance.com 84653 |
801-794-0445 | |
| Paul Malyszek | 923 E Executive Park Dr Ste A 84117 |
(801) 268-0868 | |
| Paul Lawrence | 1441 E Fort Union Blvd www.paullawrence.us 84121 |
(801) 944-9600 | |
| Kathy Miller | 1345 W 1600 N www.kathymillersf.com 84057 |
801-225-2442 | |
| Rand Wilson | 248 N Orem Blvd www.randwilson.com 84057 |
(801) 623-5319 | |
| Dave Moore | 5063 South State Street www.gotmoore.com 84107-4873 |
801-261-4337 | |
| Kathy Miller | 205 W 520 N www.kathymillersf.com 84057 |
801-224-2044 | |
| Cassandra Preston | 3619 Brinker Ave www.gocpreston.com 84403-2017 |
801-621-2831 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Amanda Keuntjes | 220 Millpond Ste 108 84074-9760 |
435-882-0551 | |
| Dom Giampapa | 88 E Bulldog Blvd 84604 |
(801) 375-5100 | |
| Paul M Cunningham Lutcf | 1441 E Fort Union Blvd 84121 |
(801) 944-9600 | |
| Frederick Gosdenovich | 9 S Main PO Box 297 84017 |
(435) 336-5665 | |
| Kenny Henderson | 520 E 770 N 84097 |
801-763-1313 | |
| Paul Kemp | 1821 Sidewinder Dr Ste 4 84060 |
(801) 746-7588 | |
| David Mccoy Lutcf | 1361 N Highway 89 Ste 16 84025 |
(801) 671-1600 | |
| Anthony Bowie Lsr | 8783 S Redwood Rd Ste B 84088-5640 |
801-566-1629 | |
| Myra Leuci | 70 S ORCHARD DR 84054 |
(801) 292-8819 | |
| Kathy Irizarry | 20 SOUTH MAIN 84651 |
801-465-9880 |
| Erie | State Farm | Travelers | |
| Median Home Value ($) | 447,920 | 427,920 | 367,920 |
| Construction year | 2011 | 2002 | 2003 |
| Home Coverage ($) | $300000-$350000 | $500000-$600000 | $350000-$400000 |
| Total Premium ($) | $1170 | $1540 | $1312 |
Draper, UT Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Travelers | upto 8% |
| GEICO | upto 18% |
| Erie | upto 19% |
| Liberty Mutual | upto 18% |