Top 5 Home Insurance Companies in Murray, UT
Check out the most popular Home Insurance agencies & companies in Murray, UT & compare the best quotes from them.
Factors Affect Cost of Homeowners Insurance in Murray, UT
The average cost of homeowners insurance in Murray, UT, is $603. If you are a homeowner in Murray, you may be wondering what the average cost of homeowners insurance is in your area. Homeowners insurance is essential to protect your home and personal belongings from unexpected events such as theft, fire, and natural disasters. In this article, we will take a closer look at the average cost of homeowners insurance in Murray, UT, and explore some factors that can affect your premiums. Whether you are a new homeowner or looking to renew your existing policy, understanding the cost of homeowners insurance in your area can help you make informed decisions and find the right coverage for your needs.
Factors Affecting Home Insurance in Murray, UT:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by the age of the home
4. Homeowners insurance rates by the safety features
Homeowners insurance costs in Murray, UT, by the Coverage level
The level of coverage a homeowner selects can also impact homeowners insurance costs in Murray, UT. Coverage levels can vary depending on the type of insurance policy and the homeowner's specific needs. Generally, the more comprehensive the coverage, the higher the insurance premium. Homeowners who opt for a basic policy with limited coverage may pay less each month, but they may also be left with gaps in coverage if their home is damaged or if they experience a loss. If a person in Murray, Utah, decides to get $200K coverage for their home insurance, they will pay $535. Depending on the coverage type, more information about the cost of home insurance in Murray, UT, can be found in the chart below. Homeowners who want more extensive coverage may pay higher premiums, but they can have greater peace of mind knowing that their homes and possessions are better protected.
Homeowners Insurance Rates by Deductibles in Murray, UT
Homeowners insurance rates in Murray, UT, can also vary based on the deductible selected by the homeowner. A deductible is an out-of-pocket amount the homeowner is responsible for paying before the insurance policy kicks in. Generally, the higher the deductible, the lower the insurance premium. Homeowners willing to assume a higher financial risk in the event of a claim can opt for a higher deductible to reduce their monthly insurance costs. However, weighing the potential savings against the increased financial responsibility is important before deciding on a deductible. In Murray, UT, homeowners who select a $2000 deductible pay $461 for their home insurance. Homeowners in Murray, UT, who chose a $500 deductible for their homeowner's insurance pay $596.
Homeowners Insurance Rates in Murray, UT, by the Age of the Home
The age of a home can also impact homeowners insurance rates in Murray, UT. Older homes may have outdated wiring, plumbing, and other systems that can increase the risk of accidents and damage. As a result, insurance providers may charge higher premiums to homeowners with older homes. On the other hand, newer homes may be built to modern safety standards and may qualify for lower insurance rates. For instance, homeowners insurance in Murray, Utah, will cost $428 for a newly built home, while it will cost $619 for a house that is 40 years old. Homeowners should consult with their insurance providers to determine how the age of their home may impact their insurance rates and what steps they can take to mitigate any potential increases.
Homeowners Insurance Rates According to Safety Features, Murray, UT
Homeowners insurance rates in Murray, UT, can vary depending on the safety features present in the home. Insurance providers may offer discounts to homeowners with installed safety features such as smoke detectors, fire alarms, burglar alarms, and security cameras. These features can reduce the risk of accidents and theft, which makes the home safer to insure. For example, homes with smoke detectors and deadbolts in Murray, Utah, pay $549 and $525 on homeowners' insurance, respectively.
Top Home Insurance Companies in Murray, UT
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Erie | A+ | 8% |
| Liberty Mutual | A | 6.7% |
| Travelers | A++ | 6% |
| GEICO | A++ | 4.1% |
| Nationwide | A+ | 3% |
Top Liberty Mutual Home Insurance Agents in Murray, UT
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Paul M Cunningham Lutcf | 1441 E Fort Union Blvd 84121 |
(801) 944-9600 | |
| David Wlostowski | 2664 W 9000 S 84088 |
(801) 999-4846 | |
| Anthony Bowie Lsr | 8783 S Redwood Rd Ste B 84088-5640 |
801-566-1629 | |
| Kathy Irizarry | 20 SOUTH MAIN 84651 |
801-465-9880 | |
| David Mccoy Lutcf | 1361 N Highway 89 Ste 16 84025 |
(801) 671-1600 | |
| Eric Smalls | 8538 S 1300 E 84094 |
(801) 604-4518 | |
| Frederick Gosdenovich | 9 S Main PO Box 297 84017 |
(435) 336-5665 | |
| Kenny Henderson | 520 E 770 N 84097 |
801-763-1313 | |
| Amanda Keuntjes | 220 Millpond Ste 108 84074-9760 |
435-882-0551 | |
| Paul Kemp | 1821 Sidewinder Dr Ste 4 84060 |
(801) 746-7588 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Integrated Insurance Solutions Inc. | 8545 S REDWOOD RD STE D www.integrated-usa.com 84088 |
801-679-9433 | |
| Randal A Bohannon | 922 S Main St 84062 |
(801) 785-4433 | |
| Ray Insurance Group Llc | 2050 W 5700 S www.rayinsurancegroup.com 84067 |
(801) 775-0424 | |
| Patton Insurance Inc | 11576 S STATE ST STE 1202A www.pattoninsuranceinc.com 84020 |
(801) 316-1390 Email:marip@pattoninsuranceinc.com |
|
| Herring & Bickers Insurance Agency Inc. | 2943 WASHINGTON BLVD 84401 |
801-394-1544 | |
| Northwest Ins Brokers Inc | 11142 HIGHLAND BLVD STE 300 www.nwibrokers.com 84003 |
(801) 216-4545 Email:support@nwibrokers.com |
|
| Integrated Insurance Solutions Inc. | 3818 WEST 5400 SOUTH www.integrated-usa.com 84118 |
801-966-7283 | |
| Baker & Associates Inc | 670 E 700 S 84015-1202 |
801-773-2054 Email:jfajardo@capital-ins.com |
|
| Herrnberger Insurance Inc. | 1920 WEST 5200 SOUTH 84067 |
801-776-1626 | |
| Herrick Insurance Services | 300 E 2650 N SUITE 220 www.herrickinsurance.com 84414 |
801-528-6557 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Dorsey Insurance Agency Inc. | 1635 E 3300 S 84106 |
(801) 466-2556 | |
| Ed Troy Insurance Agency Inc | 1920 W 250 N Ste 12 84404 |
(801) 392-8633 | |
| B&R Ins & Fin Products Inc | 1614 W 700 N Ste B 84116-1903 |
801-906-0822 | |
| Ed Cantey Insurance Agency Inc | 579 W 2600 S 84010 |
(801) 295-9896 | |
| Ohanlon Insurance & Financial Services | 2868 WASHINGTON BLVD 84401 |
(801) 393-3656 | |
| Daniel M Winters | 11451 S 700 East 84020-8204 |
801-571-9509 | |
| Butler Insurance Services Incorporated | 3971 S Redwood Rd Ste 6 84123-6754 |
801-972-9200 | |
| J Philip Chubb Agency | 11142 N HIGHLAND BLVD 300 84003 |
801-216-4545 | |
| Christopher D. Gardner | 1294 W 12th St 84404-5416 |
801-394-2266 | |
| Paul Michael Meagher | 4256 S Main St 84107 |
(801) 255-8005 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Daniel Lucas | 75 E Main Street 84003-2360 |
801-756-3500 Email:dlucas@geico.com |
|
| Paul Mays | 9429 S Union Sq 84070 |
(801) 501-0900 Email:paulmays@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Bergan & Young Inc | 7026 S 900 E 84047-1775 |
801-566-7263 Email:insurance@berganyoung.com |
|
| Amtrust Insurance | 6783 S Redwood Rd Ste 103 84084-5685 |
801-968-6619 | |
| Goosehead Insurance Agency Llc | 7940 Williams Pond Ln Ste 275 84025 |
(801) 451-8880 | |
| Mccann Insurance Group Llc | 1218 W South Jordan Pkwy STE D 84095-5517 |
(801) 639-0078 | |
| Atkinson Leavitt Ins Agency Inc | 2137 E 3300 S www.leavitt.com 84109 |
801-484-4477 | |
| Dan Borowiak Agency | 151 Historic 25th Street 84401-1371 |
801-394-4561 | |
| Andre A Marcure | 2196 W 3500 S Ste C6 insurance-montana.com 84119-3446 |
801-975-9600 | |
| J Rodney Fickel Ins Agency In | 405 E 12450 S STE J 84020 |
801-642-4500 | |
| American Auto Insurance | 2200 E 4500 S Ste 150 www.aamericaninsurancefl.com 84117-4035 |
801-365-5200 Email:JC@AAMERICANINSURANCEFL.COM |
|
| Iroquois Southwest Inc | 30 E BROADWAY STE 202 www.iroquoissouthwest.com 84111 |
801-521-2421 Email:damian@303ins.com |
| Liberty Mutual | Erie | GEICO | |
| Median Home Value ($) | 240,770 | 230,770 | 220,770 |
| Construction year | 2004 | 1973 | 1989 |
| Home Coverage ($) | $175000-$200000 | $175000-$200000 | $200000-$250000 |
| Total Premium ($) | $999 | $1003 | $1022 |
Murray, UT Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Liberty Mutual | upto 17% |
| Erie | upto 18% |
| Nationwide | upto 9% |
| GEICO | upto 18% |
| Travelers | upto 5% |