Top 5 Home Insurance Companies in Tooele, UT
Check out the most popular Home Insurance agencies & companies in Tooele, UT & compare the best quotes from them.
Average Cost of Homeowners Insurance in Tooele County, UT
The average cost of homeowners insurance in Tooele County, Utah, is $687.14. With the help of home insurance, you can prevent having to cover the full cost of repairing or rebuilding a damaged property out of your pocket. Homeowners in Tooele County, Utah, can have peace of mind knowing that they are protected in any unforeseen circumstances by getting homeowners' insurance.
In Tooele County, Utah, homeowners insurance provides a variety of benefits, each designed to give specialized protection against various unforeseen problems, including fire, theft, vandalism, and others. In Tooele County, Utah, home insurance provides coverage for the building's structure as well as unattached structures like garages, liability insurance, additional living costs, and many other things. However, look into home insurance rates provided by several insurance companies in Tooele County, Utah, before purchasing homeowners insurance there.
Factors Affecting Home Insurance in Tooele County, UT:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by the age of the home
4. Homeowners insurance rates by the safety features
Homeowners insurance costs in Tooele County, Utah, by the Coverage level
As you probably know, insurance rates can vary greatly from one company to the next. They also vary depending on the type and amount of coverage you carry. In Tooele County, Utah, homeowners insurance rates can be affected by the level of coverage you carry. If you have a high level of coverage, your insurance company is taking on more risk. In return, you can expect to pay higher premiums. On the other hand, if you have a low level of coverage, your insurance company is taking on less risk. As a result, you can expect to pay lower premiums. The level of coverage varies. For instance, in Tooele County, Utah, homeowners choosing $200K coverage pay $663 for their home insurance. For information on the price of home insurance in Tooele County, Utah, dependent on the level of coverage, see the chart below.
Homeowners Insurance Rates by Deductibles in Tooele County, Utah
Deductibles are one of the most important aspects of any insurance policy, and they can greatly impact your homeowner's insurance rates in Tooele County, Utah. A deductible is the amount of money you must pay out of your pocket before your insurance company starts to pay for any damages. The higher your deductible is, the lower your monthly premiums will be. For example, homeowners in Tooele County, Utah, who choose a $2000 deductible pay $524 for their house insurance. In Tooele County, Utah, homeowners who selected a $500 deductible for their house insurance pay $678. You need to be careful when choosing a high deductible. If you have a high deductible and experience a lot of damage to your home, you could have to pay a lot of money out of your pocket.
Homeowners Insurance Rates in Tooele County, Utah, by the Age of the Home
The homeowner's insurance rate in Tooele County is affected by the age of the homes in the county. Older homes are more expensive to insure because they are more likely to have problems like plumbing leaks, roof damage, and electrical issues. Newer homes are less costly to insure because they are less likely to have these problems. For example, a newly constructed home in Tooele County, Utah, will cost $522 in homeowners insurance, whereas a house that is 40 years old will cost $705.
Tooele County, Utah Homeowners Insurance Rates According to Safety Features
Homeowners insurance rates in Tooele County, Utah, can be reduced by taking simple safety precautions. One of the most effective ways to do this is to install a home security system, including smoke detectors, deadbolt locks, smoke detectors, and fire extinguishers. By taking these measures, homeowners can rest assured that their property and possessions are well protected, and insurers will often offer discounts for these safety features. For instance, in Tooele County, Utah, residences with deadbolts and smoke detectors pay $632 and $611 on homeowners' insurance, respectively.
Top Home Insurance Companies in Tooele, UT
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Erie | A+ | 8% |
| Liberty Mutual | A | 6.7% |
| Travelers | A++ | 6% |
| GEICO | A++ | 4.1% |
| Nationwide | A+ | 3% |
Top GEICO Home Insurance Agents in Tooele, UT
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Daniel Lucas | 75 E Main Street 84003-2360 |
801-756-3500 Email:dlucas@geico.com |
|
| Paul Mays | 9429 S Union Sq 84070 |
(801) 501-0900 Email:paulmays@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Welch Insurance Agency Inc. | 5900 South Weber Drive Ogden 84405 |
||
| Mccammon Agency Corp | 154 S Main St 84074 |
(435) 248-1008 | |
| Baker & Associates Inc | 670 E 700 S 84015-1202 |
801-773-2054 Email:jfajardo@capital-ins.com |
|
| Integrated Insurance Solutions Inc. | 9235B SOUTH REDWOOD RD 84088 |
801-566-8040 | |
| Northwest Ins Brokers Inc | 11142 HIGHLAND BLVD STE 300 www.nwibrokers.com 84003 |
(801) 216-4545 Email:support@nwibrokers.com |
|
| Clevenger Insurance Agency | 3612 W 4700 S Ste 5 84129-3424 |
801-966-1431 | |
| Ray Insurance Group Llc | 2050 W 5700 S www.rayinsurancegroup.com 84067 |
(801) 775-0424 | |
| Apple Insurance Services Inc. | 3901 Riverdale Rd Ste D 84405-1515 |
801-317-4294 | |
| Great Lakes Insurance Services Group Llc | 1771 N Main St Ste 4 84041 |
(801) 773-5100 | |
| Herring & Bickers Insurance Agency Inc. | 2943 WASHINGTON BLVD 84401 |
801-394-1544 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| J Phillips-Hall Insurance Llc | 317 EAST MAIN ST. 84003 |
801-763-1559 Email:julie.hall@snet.net |
|
| J Robinson Insurance Agency | 12401 S 450 E UNIT D1 84020 |
801-748-1009 | |
| E R Munro And Company | 772 E 100 N www.ermunro.com 84651 |
(801) 335-6996 Email:insurance@ermunro.com |
|
| Humphrey-Cavagna Ins Inc | 459 N 300 W STE 16 84037 |
801-683-8342 | |
| Northwest Consultants Inc | 1375 S DANIELS ROAD STE 4 84032 |
(435) 654-3895 | |
| Rand Insurance Inc | 290 E 930 S www.randinsurance.com 84058 |
(801) 227-7900 | |
| Dixon Insurance Inc | 1105 E 900 S 84105 |
(801) 582-9580 Email:dixoninsurance24@aol.com |
|
| Herring Insurance Services Inc | 3020 WASHINGTON BLVD 84401 |
801-622-2626 | |
| Atkinson Leavitt Ins Agency Inc | 2532 ANNIE OAKLEY DR www.leavitt.com 84060 |
435-649-3354 Email:louise-rivas@leavitt.com |
|
| Harris Monti & Mc Laughlin Inc. | 11576 S State St Ste 301 84020 |
(801) 999-8500 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Ed Cantey Insurance Agency Inc | 579 W 2600 S 84010 |
(801) 295-9896 | |
| Paul Michael Meagher | 4256 S Main St 84107 |
(801) 255-8005 | |
| Daniel M Haines | 1175 E 3200 N 84043-5464 |
801-331-8312 | |
| Oliver Insurance And Financial Services Inc. | 302 W 5400 S STE 101 84107 |
(801) 685-6860 | |
| Paul Marsh Insurance Inc | 918 E South Union Ave 84047 |
(801) 562-1800 | |
| Gannon Insurance Associates Inc | 553 N Main St 84074 |
(435) 882-1216 | |
| J R Hart Inc | 807 EAST PACIFIC DR STE A 84003 |
801-374-7444 | |
| Harmon W Mishoe Jr Insurance Inc | 7300 S 300 W Ste 107 84047 |
(801) 566-8797 | |
| Paul Marsh Insurance Inc | 50 S 900 E Ste 5 84102 |
(801) 359-7661 | |
| Butler Insurance Services Incorporated | 3971 S Redwood Rd Ste 6 84123-6754 |
801-972-9200 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| David Mccoy Lutcf | 1361 N Highway 89 Ste 16 84025 |
(801) 671-1600 | |
| Paul M Cunningham Lutcf | 1441 E Fort Union Blvd 84121 |
(801) 944-9600 | |
| Eric Smalls | 8538 S 1300 E 84094 |
(801) 604-4518 | |
| Paul Kemp | 1821 Sidewinder Dr Ste 4 84060 |
(801) 746-7588 | |
| Amanda Keuntjes | 220 Millpond Ste 108 84074-9760 |
435-882-0551 | |
| Anthony Bowie Lsr | 8783 S Redwood Rd Ste B 84088-5640 |
801-566-1629 | |
| Kenny Henderson | 520 E 770 N 84097 |
801-763-1313 | |
| Kathy Irizarry | 20 SOUTH MAIN 84651 |
801-465-9880 | |
| David Wlostowski | 2664 W 9000 S 84088 |
(801) 999-4846 | |
| Myra Leuci | 70 S ORCHARD DR 84054 |
(801) 292-8819 |
| GEICO | Erie | Travelers | |
| Median Home Value ($) | 162,910 | 162,910 | 182,910 |
| Construction year | 2010 | 2007 | 2010 |
| Home Coverage ($) | $250000-$300000 | $200000-$250000 | $350000-$400000 |
| Total Premium ($) | $1220 | $1116 | $1318 |
Tooele, UT Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| GEICO | upto 21% |
| Erie | upto 23% |
| Travelers | upto 6% |
| Nationwide | upto 6% |
| Liberty Mutual | upto 17% |